Financial Aid
Direct Student Loan
Below is information about how to apply for a Direct Student Loan. Students are encouraged to stop by the Financial Aid Office located in the first floor of the Westover Administration Building for help with completing FAFSA and Direct Loan paperwork.

How to apply for a Direct Student Loan:
  1. Submit your FAFSA online at
  2. Your file must be complete before applying for a loan (complete verification if you were selected, turn in all transcripts, etc.).
  3. You MUST be registered in at least six (6) hours each semester to be eligible for a loan.
  4. First-time borrowers and transfer students must sign a new Electronic Master Promissory Note (eMPN) at listing Three Rivers as their school.
  5. Students must annually complete Loan Entrance Counseling and Financial Awareness Counseling, both available at
  6. All borrowers must read, complete, and return the Student Loan Data Sheet which is available at the Financial Aid Office or other Three Rivers Campuses. Online students may obtain the form by emailing Students must also return a confirmation of their annual completion of the Financial Awareness Counseling mentioned above, in order to be processed.
Three Rivers does not offer alternative loans such as Perkins or private student loans due to the college's low cost of attendance. Students are cautioned to remember that student loans must be repaid and they should therefore borrow wisely.

For more information on smart borrowing, contact 573-840-9511 to speak with a Financial Aid loan specialist.
Three Rivers College Menu
About Us News & Headlines Admissions Current Students Academics ARC/Library Financial Aid Student Accounts Student Services Campus Life Faculty/Staff Directory Contact Us Tinnin Center President's Office Campus Safety Raiders Athletics